May is Disability Insurance Awareness Month

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Disability Insurance Awareness Month (DIAM) presents a great opportunity to begin the disability insurance (DI) discussion with your clients. Creating awareness about the importance of income protection is a great place to start. The Crump Disability Insurance Solution Center is here to help you with statistics that can educate your clients and generate that important discussion.

Did You Know?

	1	The average worker faces a three in 10 chance of suffering a job loss lasting 90 days or more due to a disability.*
	2	More than half of all personal bankruptcies and mortgage foreclosures are a consequence of disability.*

	3	Just over half of working Americans worry about the effects of a disability. Among younger workers the percentages are higher: 70% Millennials and 68% Gen X.*
	4	Most Americans are better prepared financially to die than to become disabled, although chances are at least three to five times greater of a disability occurring. Approximately eight million adults have some disability that limits or prevents them from working.**

A 35-year-old has a 50 percent chance of becoming disabled for a 90-day period or longer before age 65.**

More than 375,000 Americans become totally disabled every year, and approximately 110 million Americans don't have long-term disability coverage.**

Most income earners, regardless of income level, have spending commitments that consume 65 percent to 75 percent of normal cash flow.**

Join Our DIAM Webinar Series!

Please join us each Wednesday in May as we celebrate Disability Insurance Awareness Month (DIAM), and shine a light on the importance of adding disability insurance (DI) to your book of business. Learn more and register!

Contact the Crump DI Solution Center at 800.582.7785, option 3, option 1, to learn more about our DIAM webinar series and how to add DI to your book of business.

*Source: Facts from LIMRA 2016 Disability Insurance Awareness Month - http://docs.crumplifeinsurance.com/documents/LIMRA_DIStats_2016.pdf

**Source: https://affordableinsuranceprotection.com/disability_facts

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